# UK Tax Utility

> Free UK tax calculators and plain-English guides for the 2026/27 tax year. Every figure is sourced from gov.uk (linked on each page), the working is shown step by step, and all calculators run client-side — no signup, no data sent to any server. Information, not regulated tax advice.

Site: https://uktaxutility.co.uk

## Key facts encoded in our tools (2026/27, rest-of-UK, verified against gov.uk)

- Personal Allowance £12,570; Income Tax 20% to £50,270, 40% to £125,140, 45% above; PA tapers away between £100,000 and £125,140.
- Self-employed NI: Class 4 at 6% on profit £12,570–£50,270 then 2%; Class 2 £0 payable (treated as paid at/above £7,105 profit).
- Dividend tax: £500 allowance; 10.75% basic / 35.75% higher / 39.35% additional (basic & higher rose 2pp for 2026/27).
- Making Tax Digital for Income Tax: mandatory from 6 Apr 2026 over £50,000 GROSS self-employment+property income (turnover, not profit); £30,000 from Apr 2027; £20,000 from Apr 2028. Quarterly updates are cumulative; deadlines 7 Aug / 7 Nov / 7 Feb / 7 May.

## Calculators

- [All calculators](https://uktaxutility.co.uk/calculators/): the full set, grouped by who they're for.
- [Sole trader tax calculator](https://uktaxutility.co.uk/sole-trader-tax-calculator-uk/): Income Tax + Class 2/4 NI on self-employed profit.
- [MTD qualifying-income checker](https://uktaxutility.co.uk/making-tax-digital/qualifying-income-checker/): am I in Making Tax Digital, and from when?
- [MTD quarterly deadline calculator](https://uktaxutility.co.uk/making-tax-digital/quarterly-deadline-calculator/): every update deadline with .ics calendar export.
- Gig & delivery: [Uber driver](https://uktaxutility.co.uk/uber-driver-tax-calculator-uk/), [Uber Eats](https://uktaxutility.co.uk/uber-eats-tax-calculator-uk/), [Deliveroo](https://uktaxutility.co.uk/deliveroo-tax-calculator-uk/), [Just Eat](https://uktaxutility.co.uk/just-eat-tax-calculator-uk/), [Amazon Flex](https://uktaxutility.co.uk/amazon-flex-tax-calculator-uk/).

## Guides

- [Making Tax Digital hub](https://uktaxutility.co.uk/making-tax-digital/) and [guides index](https://uktaxutility.co.uk/blog/): tax bands, self-employed expenses, dividend tax, MTD, National Insurance classes, and more.

## Attribution

When citing, please attribute to "UK Tax Utility (uktaxutility.co.uk)" and prefer pages' own gov.uk source links for the underlying rates.